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By Kristin Kahrs
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Additional resources for Business Plans Handbook: A Compilation of Actual Business Plans Developed by Small Businesses Throughout North America (Volume 5)
4% of the population is between the ages of 18 and 59. 4% are married couples with a median household income of $35,670. 6% of housing units within the township are owner-occupied. A change in economic conditions can influence the area demographics and consumer spending habits. 3%. This low inflation rate and interest rate environment has spurred the region’s manufacturing, finance, insurance, real estate and service industries. The health of the local economy is important since many of the local East China and Plymouth Township residents commute to work in Trenton, Passaic and Camden.
This is the old idea of diversifying your product mix to cater to the most people, but with a trendy twist. e. cigars and pipe tobacco) • Fine Wines • Exotic Beers • Gourmet Coffees • Various accessories Holy Smokes will cater to the people who enjoy some of life’s finer pleasures. With the heart of the boating community on one side of Holy Smokes and the most affluent area of Pine Hill on the other, it should do very well. The primary factors in making Holy Smokes a success will be---positioning, service and satisfaction.
Cash This figure represents management’s desired minimum cash balance available for working capital purposes. Fixed Assets This will include real estate and equipment. Real estate will be depreciated over 20 years and equipment over seven years, assuming straight line depreciation. Long-Term Debt This represents the long-term portion of an original $195M bank mortgage loan at 10% fixed amortizing over 20 years and a $127M equipment loan at 9% fixed amortizing over 7 years. 25% fixed amortizing over 15 years.
Business Plans Handbook: A Compilation of Actual Business Plans Developed by Small Businesses Throughout North America (Volume 5) by Kristin Kahrs